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4 Resources That May Help Increase 401(k) Savings

There are many ways investors can increase 401(k) savings ‒ from maxing out yearly contribution limits to rebalancing account allocations at least 4 times a year.   However, one of the best ways to increase retirement savings is one that is often overlooked by many investors: gaining the necessary education and becoming proactive about retirement savings.  Keep… Continue reading 4 Resources That May Help Increase 401(k) Savings

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Important SECURE Act Retirement Bill Changes Coming in 2021

The SECURE Act retirement bill went into effect in January 2020 with the intention of helping more Americans have greater access to retirement savings and avoid running out of money during retirement.¹  Most of the changes under the SECURE Act retirement bill went into effect in 2020 – including changes to the required minimum distribution… Continue reading Important SECURE Act Retirement Bill Changes Coming in 2021

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4 Things That May Help Maximize 401(k) Savings in 2021

With pensions disappearing and the future of social security unknown, American workers are now largely responsible for their retirement savings.  For many employees, a 401(k) is their largest asset come retirement.   Yet, too many investors set up their 401(k), contribute each paycheck, and do little else with it.  Contrary to popular belief, growing your 401(k)… Continue reading 4 Things That May Help Maximize 401(k) Savings in 2021

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Can I Boost My 401(k) Savings without Contributing More?

Maxing out yearly 401(k) contribution limits is the best way to ensure investors boost 401(k) savings and have enough money to retire comfortably. But, this isn’t always feasible. Consistently contributing as much as you can and meeting the company match may also make a huge difference in your retirement lifestyle. There is one thing you… Continue reading Can I Boost My 401(k) Savings without Contributing More?

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10 Fun Thanksgiving Facts and Trivia to Entertain Guests

When we think about Thanksgiving, we envision a delicious meal around a table with our family and friends, football, parades, and Black Friday shopping. Except this year…which is a bit different. In the middle of all the traditional Thanksgiving fun, we’re betting there will be lots of post-election and pandemic conversations at your small gathering.… Continue reading 10 Fun Thanksgiving Facts and Trivia to Entertain Guests

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12 401(k) Retirement Mistakes Investors Make

Whether retirement is right around the corner or years away, there’s no better time than the present to start preparing for it. According to the Report on the Economic Well-Being of U.S. Households in 2019, featuring Supplemental Data from April 2020, a majority of non-retirees are worried about making retirement mistakes. The study revealed: One-fourth… Continue reading 12 401(k) Retirement Mistakes Investors Make

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13 Cyber Security Tips for the 2020 Holiday Shopping Season

Holiday shopping is already in full swing.  But, given that the CDC is recommending shoppers avoid crowded stores throughout the 2020 holiday season, Black Friday is going virtual, and Cyber Monday is every day.¹ According to a recent survey by Convey, “Shoppers are planning to shop earlier and mostly online, and they’re conscious of COVID’s… Continue reading 13 Cyber Security Tips for the 2020 Holiday Shopping Season

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How to Read a 401(k) Statement and Understand It

Too many investors don’t know how to read a 401(k) statement, much less understand it. It’s understandable. There’s a lot in a statement. Knowing how to read and understand the information presented in a 401(k) statement may be vital to your retirement future. Why Investors Need to Open and Read Their 401(k) Statements   Many… Continue reading How to Read a 401(k) Statement and Understand It